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Old-age pension benefits, after implementation on January 1st 2009, was categorized into 3 items:

1. Old-age pension benefits;

2. Lump-sum old-age benefits;

3. One-time old-age benefits.

Applicants with years of labor insurance before January 1, 2009 (date of Labor insurance pension implementation), can choose to apply for One-time old-age benefits; while those who insured after above the implementation date cannot. Above benefits cannot be altered once being reviewed or approved by the Bureau.

I.Old-age pension benefits:

An insured person who complies to any of below requirements is eligible to apply for Old-age pension benefits:  

(1) Applicant age reaching 60 with 15 years of insurance, already resigned and have surrendered insurance.

※Above mentioned eligible age to claim is 60 yrs during 2009 ~2017, yet changed to higher 61 yrs on 2018, then 62 on 2020, 63 on 2022, 64 on 2024, and finally increased to 65 starting 2026 and for the years after.

※ Postponed old-age pension benefits: applicant got 15 years of insurance with qualified age to claim yet postponed application.

※ Advanced old-age pension benefits: applicant got 15 years of insurance but not meeting eligible age to claim, can only apply 5 years in advance earliest.

※ List of Labor insurance old-age pension legal and eligible age to claim with matching years of birth(Please refer to Attachment 1.)

Remark#1: Legal and eligible age to apply for Labor insurance old-age pension benefits is 60 yrs since implementation of Labor pension system on January 1st 2009, later added 1yr old 10 years after, then further increased 1 yr old every two yrs after, and finally fixed at 65 yrs old marking the maximum.

Remark#2: Applicants born on 1963 can apply with advanced claiming age on 2023~2027; While applicants born on 1964 can apply with advanced claiming age on 2024~2028, and so on.

(2) Applicant age 55 yrs old, resigned with insurance surrendered, and previously engaged in dangerous works or special job nature which requires strong physical strength in the past 15 years.

※ Provisions of the Ministry of Labor before system change, Executive Yuan Labor Committee Order No. 0970140623 regarding labor insurance on December 25, 2008 and effective January 1, 2009 stated that: "Special job nature works which are dangerous or require much physically strength, etc." refers to the following works complying to abnormal pressure hazard prevention standard.

1. High voltage indoor work

2. Diving work

(3) Applicant with less than 15 years of labor insurance, but fulfilling 15 years total when added National Pension insurance, can choose to apply for Labor Insurance Old-age Pension Benefits at the age of 65.

※ Reminders:

1. The insured person is considered eligible to claim for Old-age Pension Benefits only after next day of resignation with insurance surrendered. If day of resignation and surrendering insurance falls under last day of the month, pension will be counted starting the following month.

2. When applicant dies after and during claiming the Old-age Pension Benefit, remaining amount not yet remitted to his/her account can be claimed by legal heir. If there is any amount difference left unsettled, legal beneficiary person can choose to apply for the claim.

II. Lump-sum old-age benefits: Applicant age reaching 60 but less than 15 years of insurance, resigned and already surrendered insurance.

※Above mentioned eligible age to claim is 60 yrs during 2009~ 2017, yet changed to higher 61 yrs on 2018, then 62 on 2020, 63 on 2022, 64 on 2024, and finally increased to 65 on 2026 and for the years after.

※ Please refer to above list of Labor insurance old-age pension legal and eligible age to claim(Please refer to Attachment 2.)

3. One-time old-age benefits:

Applicants with years of labor insurance before January 1, 2009 (date of Labor insurance pension implementation), can choose to apply for One-time old-age benefits, as long as requirements complying with any of below. Above benefits cannot be altered once being reviewed and approved by the Bureau.

(1) Age meeting 60 with 1 year of insurance, or female applicants who resigned after 55 yrs old.

(2) Got 15 years of insurance and resigned after 55 yrs old.

(3) Got total 25 years of insurance under one same insured unit, and have resigned.

(4) Got 25 years of insurance, and resigned after 50 yrs old.

(5) Applicant age 55 yrs old, resigned and have engaged in dangerous works or special job nature which requires strong physical strength in the past 5 years

※ Provisions of the Ministry of Labor before system change, Executive Yuan Labor Committee Order No. 0970140623 regarding labor insurance on December 25, 2008 and effective January 1, 2009 stated that: "Special job nature works which are dangerous, or require much physically strength, etc." refers to the following works complying to abnormal pressure hazard prevention standard.

1. High voltage indoor work

 2. Diving work

Above information is for reference only, and all must comply to latest notice of the competent authority.

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