I.  The payment shall be reviewed and processed according to the disability items, disability level, and payment days specified in the Permanent Disability Benefit payment criteria and its appendix.

II.  Disability items：
According to the Permanent Disability Benefit payment criteria and its appendix, a grading system is sought to evaluate 12 disability types, 220 disability items, and 15 disability levels for different parts of the body (mental, nerves, eyes, ears, nose, mouth, chest and abdomen organs, trunk, head, face and neck, skin, upper limbs, and lower limbs).

II.  Monthly Insured Salary and Average Daily Insured Salary：

1. Permanent Disability Pension: Is calculated based on the insured’s average monthly insured salary for a maximum of 60 months during the insured period.

2. Lump-Sum Disability benefit: Is calculated by the actual monthly insured salary 6 month prior to the starting month of the accident (the date when the insured is diagnosed as permanent disabled); The average monthly salary divided by 30 may be the average daily insured salary.

3. If the insured is employed by two or more insured units at the same time, the monthly insured salary paid by ordinary accident insurance may be calculated on a combined basis, and may not exceed the highest level of the labor insurance salary scale. However, it will not be combined for calculation if the continuous insurance coverage is less than 30 days.

IV.  Payment Amount：

1.  Permanent Disability Pension：

(1) The insured may receive 1.55% of the average monthly insurance salary (average monthly insurance salary × seniority × 1.55%) every year according to seniority.

(2) If the amount is less than NT$4,000, it will be paid as NT$4,000.

(3) The insured may receive 1.3% of the monthly insurance amount of the national pension insurance each year if the insured has national pension insurance seniority and has paid the insurance premium. (The monthly insurance amount of the national pension × the premium payment year × 1.3% )

(4) If the amount is less than NT$4,000 after combining the labor insurance permanent disability pension and the National Pension Insurance disability pension, it will be paid at NT$4,000.

(5) If the insurance seniority is less than one year, it will be calculated proportionally according to the actual number of months of insurance coverage; if it is less than 30 days, it will be calculated as one month.

 (6)Dependent Benefit：Additional dependent benefit: If a permanent disability pension applicant also has a spouse or child who meets the following conditions, each person may receive an additional dependent benefit of 25% up to a maximum of 50% according to Article 53.

A. Spouse who meets one of the following conditions.

(1) At least 55 years old, and the marriage lasts more than one year. However, it is not limited to the person who is unable to earn a living capacity or has children to raise under the following conditions.

(2) At least 45 years old, and the marriage lasts more than 1 year. Monthly working income does not exceed the first level of the insurance salary classification.

B. Children who meet one of the following conditions (adopted children must be adopted for more than 6 months)

(1) Underaged Minor
(2) Incapable of Earning a livelihood
(3) Under the age of 25, currently in school, and his or her monthly work income does not exceed the first level of the insurance salary classification.

‧ Suspension of dependent benefit: When the family member does not meet the qualifications, the family member's dependent benefit should be stopped.

A. The spouse is suspended to receiving dependent benefits under the following conditions:

(1) Re-married
(2) Does not meet the conditions for claiming the dependent benefit as a spouse.

B. The child (or children) is (are) suspended to receiving dependent benefits under the following condition:

Do not meet the conditions for claiming the dependent benefit as a child or children.

C. The spouse and child (children) are suspended to receiving dependent benefits under the following condition:

(1) Be in prison, custody or detained.
(2) Report missing

2.  Lump-Sum Disability benefit: If the disabled person meets the highest 1st level due to common injuries or common diseases, he or she may receive 1200 days of payment, whereas the lowest 15th level may receive 30 days of payment. 

 

本資料僅供參考，須依照主管機關公告辦理。
The above information is for reference only, the process must be guided by the competent authority.