Independent Death Benefit

※ May only claim one of the following two: Survivors Pension Payments or Survivor Allowances

I.  Funeral Grant
If the insured passed away due to ordinary injury or occupational injury or occupational disease during the insurance policy period, the person who pays for the funeral expenses shall receive the funeral grant.

II. Survivor Allowances

1. Eligibility
The insured has passed away during the insurance policy period leaving his or her spouse, children, parents, grandparents, or grandchildren, brothers and sisters behind but has insurance seniority before January 1, 1998.

2. Family member order for receiving the surviror allowance：

  (1) Spouse and children

（2) Parents

（3) Grandparents

（4) Dependent grandchildren

（5) Dependent brothers and sisters. The term "parents and children" refers to biological parents, adoptive parents, children born in wedlock (including those who are deemed to be children born in wedlock according to the civil law), or adopted children who have been adopted according to law and have completed household registration for 6 months. Adopted children are not allowed to claim the survivor's allowance of their natural parents.

III.  Survivor Pension Payment:

1.  Eligibility

   (1) The insured has passed away during the insurance policy period.

   (2) The insured surrenders the policy and passed away during the period of receiving disability pension benefits or old-age pension benefits.

   (3) Those who passed away before receiving old-age benefits, but have been insured for 15 years and are eligible to apply for old-age benefits as specified in Item 2 of Article 58.

2. Family member order for receiving the Survivor Pension Payment：

  (1)  Spouse and children

（2）Parents

（3）Grandparents

（4）Dependent grandchildren

（5）Dependent brothers and sisters

3.  Requirements for claiming Survivor Pension Payment

(1) Spouse: Meets one of the following conditions.

• At least 55 years old and have been married for more than one year.
• At least 45 years old and have been married for more than one year, and the monthly income does not exceed the first level of the insured salary scale.
• Incapable of Earning a Livelihood
• Raising a child in item 2 below

(2) Children (adopted children must be adopted for more than six months): meet one of the following conditions.

• Underaged
• Incapable of Earning a Livelihood
• Under the age of 25, in school, and the monthly income does not exceed the first level of the insured salary scale

(3) Parents and grandparents: Parents and grandparents who are at least 55 years old and the monthly income does not exceed the first level of the insured salary scale.

(4) Grandchildren: The grandchildren require support from the insured and have met one of the conditions according to (no.2).

(5) Siblings: Siblings require support from the insured and have met one of the following conditions:

• Underaged
• Incapable of Earning a Livelihood
• At least 55 years old, and the monthly income does not exceed the first level of the insured salary scale.

Dependent Death Benefit

The insured may claim funeral grant if the following member(s) passed away during the insurance policy period (Parents, spouse or children). The term "parents and children" refers to biological parents, adoptive parents, children born in wedlock (including those who are deemed to be children born in wedlock according to civil law), or legally adopted children.
 

本資料僅供參考，須依照主管機關公告辦理。
The above information is for reference only, the process must be guided by the competent authority.